Zakat calculator for the UK
Work out your zakat in pounds: enter your savings and other zakatable wealth, take off debts due now, and compare the total with the nisab using today’s gold or silver price. Zakat is 2.5% of wealth above the nisab held for a lunar year. Nothing you enter leaves your browser.
Zakat calculator
How zakat is calculated
- Choose your zakat date: the anniversary, in the Islamic calendar, of when your wealth first reached the nisab. Many people use 1 Ramadan for ease.
- Add up zakatable wealth on that date: cash, savings, gold, silver, investments, trade stock and money you expect back.
- Deduct debts due now, such as this month’s rent, bills and loan instalments (not the whole mortgage).
- Compare with the nisab. If what remains is at or above it, pay 2.5% of the total.
Shares and investments
For shares held to trade, pay on the full market value. For long-term shares, many scholars allow paying on your share of the company’s zakatable assets, which is often estimated at around a quarter to a third of the share value. Ask a scholar or your charity’s zakat service if unsure.
Gold jewellery
The Hanafi school says zakat is due on gold and silver jewellery; the other three schools generally exempt jewellery worn regularly. Follow your school or ask your imam.
Zakat is the third of the 5 pillars of Islam. In Ramadan, there is also zakat al-fitr, a separate small payment for each person. For Ramadan dates, see Ramadan 2027 UK.
Frequently asked questions
What is the nisab for zakat?
The minimum wealth on which zakat is due: the value of 87.48 g of gold or 612.36 g of silver. Many UK scholars and charities recommend the silver nisab, which is lower and so includes more people and benefits the poor; others use gold. Check today’s price per gram with a bullion dealer.
Is zakat due on a house or car?
No. Zakat is not due on your home, car, furniture or personal belongings. It is due on cash, savings, gold, silver, trade goods and investments held for a lunar year.
Is zakat due on a pension?
Scholars differ. A common UK approach is to pay on the part of a pension you can access now; for workplace pensions you cannot access, many scholars say zakat is not due until you can. Ask a scholar for your situation.
Who can receive zakat?
The eight categories in At-Tawbah 9:60, including the poor, the needy and those in debt. Zakat cannot be given to your parents, children or spouse. Most people pay through a UK mosque or a registered Muslim charity.
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